Good morning, everyone and welcome to BBVA’s second quarter 2019 results presentation. I’m Gloria Couceiro, Head of Investor Relations. Here with me today is Onur Genç, Chief Executive Officer of the Group, and Jaime Sáenz de Tejada, BBVA Group’s CFO. As in previous quarters, Onur will begin with a presentation of Group’s results and then Jaime will review the business areas. We will move straight to the live Q&A session after that. As always, let me remind you that we would appreciate all the participants to try to make their calls from the landlines and avoid using the speakerphone. Thank you, Gloria. Good morning to everyone and welcome to BBVA’s second quarter ’19 results audio webcast. As Gloria mentioned, I’m going to talk about the group, the group’s evolution, and Jaime will focus on the respective business areas. So, let’s jump into it, page number three. Starting with slide number three, we are reporting a very good second quarter in terms of results, value creation, and capital generation. This is the same page that you have been seeing in the past few quarters and very good progress on all the key metrics that...